The Creation Of Loneliness

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Social media has swiftly become synonymous with greater connectivity. With an easy click or swipe we are able to connect to hundreds, if not thousands of people, a few of which we have known since primary school and others we’ve at no time even met in person but share enough interests with to have crossed each others virtual pathway. On the exterior we may appear more interconnected than ever before, but this video put together by Shimi Cohen displays to us that when it comes to intercommunication, quantity does not trump quality. More importantly, social media may be the directing reason as to why we are instead more solitary than we have ever been before, check it out:

The video itself was done as a final project for a college, but is the foundation on both the words of Sherry Turkle at a recent Ted Talk called ‘Connected, But Alone,’ and Dr. Yair Amichai-Hamburgers Hebrew essay ‘The Invention of Loneliness.’

There were a number of points made in this video that really stood out as momentous and/or impactful. The first to actually hit was that we are seemingly innate communicative beings yet we live in a cosmos that not only actively promotes but even celebrates personality. Personal achieving that possibly ripples out into one’s immediate family is the basic goal of so many of us and can frequently thrust us to a point where we will either totally neglect or even negatively influence another entirely for our own gain. There are visible exclusions such as team work projects or even formulated team sports, but even within those obvious associated pursuits, specific productivity and statistics are not simply measured but celebrated.

The next concept to really stand out was the reminder of the common thought that time = money and how much we let that rule our everyday life. The more we are constrained and expected both internally and externally to accomplish more and more, the more constrained we are to serve on judgment and value all things that we do. This can usually lead to us putting only certain things in the classification of deserving our full attention, while everything else is expedited as much as possible. This, as the video showed, is where social media steps in as the ultimate expediter of intercommunication, using quantity to dupe us into thinking we not only have a functioning social life but as well that we have a lot of friends. Think about it, how many of your Facebook friends do you in fact stay in close communication with? If you’re fortunate, it’s probably at the maximum 150 of them (again from the video), and of those 150, how many in fact know you for who you actually are?

The outcome: an extensively connected but in fact entirely detached state of humanity.

The hurdle now becomes for us to ensure that we don’t let social media become the only manner of socialization that we not only exercise as well, but also appreciate. We can make use of it for the incredible tool that it is, but only as our truest selves and not as an edited online individuality. It’s time for us to embrace who we really are. Reconnect with one another through discussion and not just through a like or share, and we might just find ourselves a little less isolated.

Nigel Farage Secures The Services Of Both His Wife And Lover At The Public’s Levy

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His UKIP co-workers have expressed his feebleness for a bit of crumpet. However, Nigel Farage has characterized this as utter balderdash, as a declaration was made by an associate MEP that his former courtesan is on his taxpayer funded pay list.

Nikki Sinclaire, a former UKIP MEP who is at this time self-governing, used an argumentation at the EU assemblage, where constituents are shielded from libel suits, to assert that Mr Farage had a liaison with his press officer Annabelle Fuller.

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She inquired: “With unemployment still a problem across Europe and indeed the UK, does Mr Farage think it is a fair use of taxpayers’ money, namely his secretarial allowance, not only to employ his wife Kirsten but his former mistress Annabelle Fuller?”

Mr Farage, 49, refused to answer during the sitting, but later communicated to The Telegraph he had at no time had a liaison with Miss Fuller and stated the declarations were beneath contempt.

He stated: “This is a cowardly and malicious act, perpetrated by somebody who is on bail for fraud and who has used parliamentary privilege to make accusations in public, they have made consistently since 2006 in private.

“I have spoken to every national newspaper on this issue and the answer today remains the same as it was in 2006. The answer is no.”

MEPs are permitted under a European Parliament jurisdiction, uniquely used by British MEPs, to employ family members.

Mr Farage’s German born second wife Kirsten Mehr is hired by him at a wage of up to £20,000 a year using EU parliamentary assistant allowances that are worth nearly £220,000.

Annabelle Fuller is as well paid out of the allowance as local assistant holding a position in the UKIP press office in London.

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Earlier this week Mr Farage’s former flatmate Godfrey Bloom MEP, who had the UKIP party whip revoked after he allude to women as sluts, stated: “We all have our foibles and our weaknesses – mine is real ale, I’ve never been partial to crumpet – Nigel’s is women. It’s not something he ever denied. ”

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Miss Fuller, 31, made headlines in 2011 when the Conservative MP Andrew Bridgen was apprehended over an accusation that he sexually violated her on the balcony of his Westminster flat.

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The suit against Mr Bridgen was speedily dropped, and he vowed to take legal action over the ludicrous accusations.

Miss Fuller abandoned her prerogative of anonymity to protect herself, stating her life had been destroyed by the occurrence and that she at no time wanted the incident to go ahead, insisting a security guard had phoned 999.

Miss Fuller, 31, took leave her UKIP role in 2008, stating she had been the victim of a two year slander attacks during which she received threatening telephone calls describing her a whore. She came back to the party last year.

She stated she had been hounded by untrue accusations for eight years, saying further: “It’s a shame that as a woman I am considered fair game for accusations of alleged affairs.

“It’s hard enough being a woman in politics without having to justify why I am employed. It is safe to say that this would not have happened if I was a man. Surely this is something that Nikki Sinclaire should have considered.”

Mrs Farage stated at the family home in Westerham. Kent: “Nigel’s just on his way back from Strasbourg and we will be discussing it tonight, I’m sure. I don’t want to comment today.”

Miss Sinclaire was apprehended in February 2012 by West Midlands Police on the surmise of swindling European parliamentary allowances and expenditures. She disputes the accusations.

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She was cast out from UKIP in January 2010 after blaming Mr Farage of sitting with racialist and zealot parties in his Europe of Freedom and Democracy (EFD) grouping in the European Parliament.

 

 

 

 

Woman Notified To Obtain Employment Is In a Coma

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A mentally sick woman was coerced into the Coalition’s Work Programme, and is presently in a coma, but is still being sent letters by benefits assessors.

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Bipolar sufferer Sheila Holt, 47, was sectioned in December following being taken off Income Support.  Days following being taken off Income Support she had a heart attack and sank into a coma.

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This weekend, Miss Holt, of Rochdale, Greater Manchester, was forwarded a letter by Atos to inquire why she was not holding down a position.

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I know that a few people are in support of welfare reformation, but attempting to bulldoze through reformations in a thoughtless and uncaring way is not the right way to go about it.

This government is provoking a tremendous amount of harm, and I have no qualms that Sheila’s story is being played over up an down the country.

This lady has a complicated impediment provoked by a severe ordeal in her youth, and you cannot aggressively push defenseless people, similar to Sheila back into employment because it can have, as we’ve observed, exceedingly severe health consequences, and it’s just not appropriate what they’ve done.

Miss Holt had not had a position in employment for 26 years, and anybody who knew her would tell you she couldn’t do a job.

Regrettably, some illness not in any way get better, they either stay the same or get worse, and there are a few situations that can trigger their poor health or disability to become exceedingly harmful, and anyone with a measure of intellect would recognize that it’s grossly criminal to structure something for somebody that has no structure in their lives anymore.

If a person hasn’t earned a living for 26 years because of ill health, and that signifies any class of ill health, then the well-being of that person should come first and foremost, because they clearly wouldn’t have the disposition to deal with this sort of disturbance in their lives.

Situations at times become a way of life, and if there is a longing to alter that because it might be that we want to, or we are requested, then plainly this has to be done over a period of time, particularly if that person is physically challenged, mentally unwell or just of ailing health.

A person’s well-being is in danger if a person senses that they have lost their security net, and in jeopardizing that, one must comprehend that a person could not preserve his/her physical or mental state because there really would be no help for them. Not only that, it as well undermines them and wears down their self-esteem, until in the end it kills them.

This is this not just unlawful homicide, because with all the confusion in their lives that the Department for Work and Pensions are putting them through, which can be extremely unpleasant for a people, particularly somebody with mental health concerns, the Governments proposals have no place for sentimentality because they do not class us as Human Beings, but merely factory fodder, the manure of society, which is associated with scrounging and a scourge on society.

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There are structures inside the Government, and the ruling classes that are solely there to repress their herds because we are solely thought of as an asset and nothing exceeding that, and once we are no longer of usefulness to them, they forsake us because we decline to be of any use to them.

We become simply what the lavatory is used for, and consequently it’s apparent that we must resolve and barter our position in the human chain because we are unquestionably without any significance to anyone once we no longer have the capability to do a day’s work, but we are all equal, even though it appears some are more equal than others.

Sheila Holt is in a coma, but she’s still required to work, even when in a coma. Does this indicate that everyone is required to do a day’s work even when they are in stasis? Does that signify that we must work as a drone in a collective?

You must comply, resistance is futile, even when in a coma…

The Queen And Prince Charles Take Advantage Of Tens Of Thousands Of Pounds’ Worth Of Benefits Each Year

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Councils are shelling out the cash for the Royal Family for the rent of hard up householders who rely on the payments just to keep a roof over their heads. Hard up families are fighting to cope with crippling rises in living expenses, and are already enraged that private landlords rake in thousands of pounds from housing benefits, but many will be even more infuriated to discover Prince Charles and the Queen are also making cash from hard up householders who rely on the payments just to keep a roof over their heads.

The duo receives tens of thousands of pounds a year in housing benefits that are provided by local authorities to landlords.  Charles’ Duchy of Cornwall Estate, which has a collection of holdings over the South West, raked in at least £111,000 from a chain of councils providing cash to homes, and the Crown Estate, which gives the Queen 15% of its earnings, received at least £38,539 in housing benefit payments from just one town hall last year, but the precise figure of such payments received by the Duchy is probable to be higher as a few councils stated they were only capable of providing amounts delivered straight to landlords and not where the money was given first to the householder.

The estate, which is worth £847 million and free from tax, paid Prince Charles £19 million last year whereas the Queen is worth £320 million.

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Disclosures came a day after it was disclosed Britain’s wealthiest MP. Tory Richard Benyon, obtained thousands of pounds last year in housing benefits from his householders. That’s in spite of him blasting the something for nothing welfare state.

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Matters have come to a delightful ravine when even the nobles are behaving as between men and getting benefits for their householders when they could simply hand the homes over to a housing association.

Campaigners Defend Council Housing joined the increasing stop for a cap on the sum of housing benefit private landlords are permitted, because after all Prince Charles was brought up in the largest council house in Britain, Buckingham Palace.

There should be regulations on the amount of rent that is payable to landlords like him, and if the Duchy of Cornwall paid its fair quota of taxes we could manage the money to construct brand-new high class council housing for the benefit of the country.

The housing benefit bill has expanded hugely, and more than £9 billion will be paid this year to private landlords, and taxpayers’ money is being used to line the pockets of moneyed landlords and property stockholders.

Moneyed landlords presently see the welfare state as a business, and its intention is to put public money into private hands.  The truthfulness is, this is not housing benefit, it is landlords’s benefit.

In 1980, for every £20 that was dispensed on housing people, £16 went on erecting houses, and £4 went on aiding people pay rent. Right now, £19 goes on helping people pay rent and just £1 on fabrication of homes.  So we have gone from subsidising councils to construct houses to subsidise private landlords to expand their property empires.

Department For Work And Pensions Inquiry Into Claims Of 11,000 Bogus Jobs On Government Website

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The Department for Work and Pensions is looking into accusations that a Coventry recruiter posted 11,000 false job openings on the government’s universal Jobmatch website. The DWP barred Coventry recruiter Mark Coward from using his universal Jobmatch account, and eliminated an undefined amount of his openings from the site.

Mark Coward disagrees with any wrongdoing.

According to the DWP, this is the second time Mark Coward has been deferred from posting vacancies on the universal Jobmatch site, after the first deferment followed a customer complaint. Nevertheless, after the Department for Work and Pensions giving adequate assurances that the advertisements were for genuine positions with licit employers, Mark Coward has been allowed to continue posting vacancies.

Since universal Jobmatch was set in motion in 2012, its investigations have led to the expulsion of approximately 3,000 false vacancies created overall through more than 500 accounts. The 3,000 vacancies do not result in any of the current allegedly false vacancies attached to Mark Coward.

A number of instances have led to criminal prosecutions, although there has not been any additional details on this.

One in 50 of all jobs posted on the Universal Jobmatch site was posted by way of nine online recruitment platforms and businesses connected with Mark Coward, even though there was no timeframe for the job postings.

There was an endeavor to ascertain the believability of a number of adverts on the Universal Jobmatch site posted by two recruitment companies associated with Mark Coward, though, after calling upon the two locations where jobs had been posted, one in Kent and the remaining one in the Scottish Highlands, it appears these jobs did not exist.

It is also alleged that Mark Coward took thousands of pounds for marketing job products for applicants, and that advertisements placed by Mark Coward included an option to click-through to the online candidate registration page of a legal recruitment job board CV Library. Each CV uploaded to the job board gained Mark Coward a £1 referral remuneration from CV Library, offering referral, or subsidiary fees which is a lawful practice used by numerous job boards to animate traffic to their sites.

It is extremely customary for job boards to buy traffic to their sites. These involve other leading job boards such as Totaljobs, Monster and Jobsite who all purchase traffic to a lesser or larger degree.

Job Boards will either pay about 10 pence for each click or between £1 and £3 for each candidate registration.

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CV library is currently in detailed communications with our legal team about the next steps of seeking legal action against Mark Coward, and CV library’s connection with the companies in question and Mark Coward is simply that Mr Coward was given an external banner and URL to convey direct traffic to us, much like a relationship you would have with any search engine or third party advertising rostrum.

 

 

 

 

Limitations On Skin Cancer Medicine

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Life lengthening skin cancer medication will not be given to cancer victims as first line medical care. In a planned guidance, the National Institute for Health and Care Excellence stated that Ipilimumab should just be put to use in newly diagnosed advanced malignant melanoma victims who are taking part in clinical tests.

The diagnosis for advanced melanoma is exceedingly poor, and those who are diagnosed usually have barely months to live, but producers Bristol-Mayers Squibb announced that the treatment, which spurs the patient’s own immune system to battle cancer, has the possibility to donate long term survival in some patients. In December 2012 guidance circulated by the National Institute for Health and Care Excellence gave the go ahead for the use of the medication, which is as well known as Yervoy on the NHS for advanced malignant melanoma patients who have already undergone chemotherapy.

At the time, the National Institute for Health and Care Excellence described the medication a breakthrough treatment, stating that it could possibly significantly improve the prognosis for people with malignant melanoma. Last year, European health officials lengthened the licence of the medication so it could also be used to treat previously untreated patients, not just ones who had undergone chemotherapy, but the National Institute for Health and Care Excellence has presently stated that the manufacturers has not furnished sufficient data to confirm that the medication as a first line treatment can lengthen the lives of patients in contrast to current treatment choices already accessible.

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According to the body’s introductory draft guidance, newly diagnosed NHS patients in England, and Wales should simply be offered the medication if they are willing to be part of a clinical experiment.

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In the introductory draft guidance, the National Institute for Health and Care Excellence advises that the medication Ipilimumab is used solely in the context of experimentation as a first line medical care for patients with advanced malignant melanoma which is either when the full tumour cannot be eliminated, or the cancer has spread to other parts of the body.

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Clinically, there is hardly any difference between pre treated and untreated advanced melanoma patients and Ipilimumab is accredited to treat both kinds.

 

 

 

 

 

 

 

 

 

 

Put An End To Poverty Stricken Individuals Having Children

That’s what Katie Hopkins stated when she agreed in principle that people on benefits should be prevented from reproducing, even though the strategy would be hard to reinforce, except of course if people were required to get a permit for procreating, from which footballer Joey Barton believed was a fascinating idea.

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Not that she thought that sterilisation of the poor was a little extreme but just difficult to enforce.

I’d be curious if Joey Barton would consent to extend the breeding permit to addict belligerent, alcoholic, ex convicts?

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Katie Hopkins is simply the latest rent a gob who says offensive things to appear hard. Like a three year old that says bum because they believe it’s mischievous, and she knows it will get the right people fired up.  Some people have been doing this for years, and I’m convinced they believe the bollocks that comes out of their orifice.

Yes, sadly Katie Hopkins is one of those that the media and TV types adore.

This topic simply gives me the shivers at such doctrines, people like Katie Hopkins and Joey Barton are much like those of the Nazi’s, but seriously, I actually believed we in the West were emerging from such opinions, but clearly not!

NHS – WHAT IS THE HOSPITAL CLOSURE CLAUSE?

Health Minister Jeremy Hunt is attempting to swiftly transform the law to make it much simpler and quicker to shut local hospitals and Accident and Emergency departments without any fitting discussion with the local people. This comes off the back of his being defeated in two court cases after attempting to illegally close down Lewisham Hospital.

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Clause 118 has been attached on to the care bill, which will alter the law that was put to use to prevent Jeremy Hunt. The all-embracing new powers given by Clause 118 mean decisions about local hospital provision could be taken in as little as 40 days, despite of how well hospitals are doing.

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If this becomes statute law, then it means that every hospital could be under intimidation of closing.

The bill commenced in the House of Lords and will have its concluding vote in the House of Commons in early March. This could be the final opportunity that MPs have to cast a vote on the proposal, so it indeed is crisis time.

Cast the word – the increasing numbers that we can have to turn this into a huge nationwide issue, the more opportunity we have of urging the government to give up on this despised hospital closure clause.

Rage From Activists As Court Of Appeal Supports The Hated Bedroom Tax And Benefits Capping

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Campaigners responded with rage after judges supported Iain Duncan Smith in the harsh bedroom tax and benefit capping. It’s a significant setback, as the Court of Appeal denied claims that the welfare reforms were illegal.

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Lawyers announced the decision left thousands of victims of the despised system in danger of destitution and removal from their homes, and in an additional setback, it surfaced that the Work and Pensions Secretary Mr Duncan Smith and Justice Secretary Chris Grayling are contemplating charges for anybody disputing social security decisions.

Judge Lord Dyson admitted that the bedroom tax and benefits capping were the most contestable measure, and recorded that Mr Duncan Smith was cognizant the benefit clampdown would generate hardships to a few, perhaps numerous people who are on benefits, but the court still denied allegations that the bedroom tax, which deducts housing benefit off council householders with a spare room, was not illegally discriminating the disabled.

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It as well threw out claims that the benefit capping infringes human rights law and common law because of its impact on defenseless families, and Lord Dyson, Master of the Rolls, announced the court could step in only if the measures were manifestly without feasible grounds, but the test was not satisfied, and both challenges failed, so he decreed in favour of Mr Duncan Smith’s policies.

Lawyers said they are baffled by the outcome and signalled that they would appeal to the Supreme Court.

The proceedings were drawn to court in the interest of two women who were coerced into temporary accommodation after escaping violent marriages, and five disabled victims of the bedroom tax.

Lawyer Rebekah Carrier stated the judges had deserted sufferers of household violence, and Ugo Hayter, who was representing two disabled appellants said, an appeal to the Supreme Court was under consideration, he also stated that he was greatly dissatisfied by the decision and was baffled by the judgments.

Anne McMurdie, who acted for three other disabled people stated, that the government had endeavored to make savings by targeting the most defenseless, and that on the government’s own figures at least 440,000 disabled homes would suffer under the current regulations.

She in addition stated that there was compelling and increasing confirmation of the conflicting appalling repercussions on disabled householders, because they were having to make the terrible choice between paying the rent and purchasing food or heating their houses. Disabled householders are not requesting additional funds, they are asking for housing benefit to be afforded at a level which reaches their requirement, for the equivalent right as another person, and that discretionary payments are not the answer.

This ruling is a setback for campaigners and a significant setback for the four hundred thousand disabled people who are feeling the impact of this policy. For the greater number of disabled people there are no spare bedrooms. These are essential rooms because the greater number of people affected by this policy are disabled.

Disabled people are being forced to move, or attain the additional money they don’t have to pay their rent, but of course the Department of Work and Pensions are gratified that the courts have once again found in their favour and agreed their policies are legitimate.

They also announced, that reconstructing of housing benefit in the social quarter is a need to guarantee the long term sustainability of the benefit, but apparently they have secured discretionary housing assistance, which is accessible for defenseless folk.

The decision came as leaked official papers exposed that the Ministry of Justice was looking to charge people who appealed benefit decisions. The government review stated that the installation of a charge for people making appeals in opposition to such decisions to social security tribunals was under inquiry by officials.

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This could see people having to pay as much as £250 if they want to appeal for having their benefits deducted or axed, and when the government’s own figures exhibit a huge 58% of appeals in opposition to the Department for Work and Pensions decision to dock Jobseeker’s Allowance, it’s obvious that the system is falling apart.

Rather than punishing thousands of people by charging them to appeal, ministers need to inquire why they are presiding over a broken system which is making so many poor decisions, which are upturned on appeal, particularly when the government has made it plain that decreasing the deficit is their topmost priority.

Evidently it’s fair that the Ministry of Justice looks at all opportunities to bring down the cost of the services to the taxpayer, and they think that it’s ethical to look upon those who use tribunals should make a bigger donation to their costs, where they can furnish to do so, which is why they introduced charges for employment tribunals last year.

Evidently in January, it was disclosed that the Department for Work and Pensions had misplaced £1.2 billion as a consequence of deception, £1.6 billion because of blunders by benefits claimants and £800 million by officials paying out too much, in spite of the Prime Minister, David Cameron’s promise of an unyielding crackdown on fraud and mistakes at the department.

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There are 550,000 retired persons living overseas who have made a payment for an indexed pension, which has been frozen, and they get no increases at any time. These pensioners live in the Commonwealth mainly, but there are roughly 650,000 retired persons living in some other place, like the USA, the Philippines, Macedonia and Israel, and additionally the EU who get the yearly increases in the same way as if they were living in the United Kingdom.

This is not just wrong, but its wrongful discrimination, and the Pensions Minister has even had the impertinence to include the equivalent policy to the new Pensions Bill in clause 20. This will freeze impending pensioners and displays particularly the lewdness of the current government ministers, and especially those who battled for this to be modified in opposition and the situation is the same right now as it was then.

This move to charge for appeals is the ultimate resolution to the legal difficulties. They took money off Citizens Advice so they could not act for people, then stopped legal aid, and presently they propose charging the most poverty stricken and defenseless people in society. The Bishops came out in the face of this unlawful band of racketeers who are destroying the welfare system that has supported the disadvantaged for decades since the last war.

The Churches should now set up a fighting fund to back claimants if they bring in these charges, for this would be a genuine test of Christian benevolence for all who actually believe, and if victorious, would bring additional embarrassment on this assemblage of psychotic criminals.




 


 

Tenants’ Rent Arrears Increase In Experimental Benefit Scheme

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Rent arrears with householders from a government pilot scheme that makes payments of housing benefit straight to recipients have seen a huge rise. One area is predicting a £14 million loss if the brand-new scheme is executed for all its householders. Paying housing benefit straight to recipients, rather than their landlords, will shape a key part of the devised new Universal Credit. The government states lessons will be ascertained from the pilot schemes.

It wants to make payment to recipients directly as they believe it will expand their understanding of dependability over their own lives and make them better able to cope should they move into a job. Does the government not believe that people are accountable for their own lives, or do they think that people require direction on all things that they do? What it does give the government is the authority to condition people, wearing away at their self-respect, and disparaging them.

Help is what people require, not punishments that will make people feel like they are no longer worthy, and sanctions that end up labelling claimants as scroungers. People are not cattle that the government think they can brand or classify as something that they’re not, but people will go along with what the government says is going to happen, and they will consent to be treated like they are beasts of burden, like they are animals in a cage.

If we accept, consent to and comply, our independence will disappear, and we will continue to be the beasts of burden. We will become a diminishing race, and we will become the casualties of war because the only thing that the government is occupied in is making an economic gain. We are farming fodder, and we are more beneficial working because if we are working, it gives the government profits. If you find this article offensive, then good, you should because everything the government is doing to us is monstrous, and they are meddling on our freedoms.

The Department for Work and Pensions has run pilot schemes in six areas since last June to see how well householders would cope with having their housing benefit paid straight to them, but we are adults, not children, and we do know how to run our everyday lives, but what the government does not tell you, is how once this scheme is up and running, that people will end up in arrears because Housing Benefit is rewarded in arrears, which denotes that by the time it is paid into your bank account, a person will be roughly 8 weeks in arrears, and if not paid, a person will be liable to removal from their home.

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Figures obtained show that arrears among tenants of Wakefield and District Housing in West Yorkshire have expanded from a percentage of 2% to 11% on the pilot schemes. It is stated that they were hopeful that the level of arrears would yield as they made endeavors to assist householders better to manage their finances, but what they actually mean is that they will offer people long term loans with colossal interest rates, which people will not be capable of paying back, which will mean they will become in more debt.

Paying funds straight to claimants will create temptation to use the funds for other things, and people will clock up arrears that they were not in arrears prior to this governments antics, and the problem is there will be mob hysteria, and they will stop paying, they will feel they’ve lost control and end up being evicted.

Some householders on the direct payments scheme have required help to cope with the new scheme, all with mental health difficulties. The truth is that the most defenseless people in society clearly cannot cope with the modification, so they are the ones in jeopardy of not understanding what the money in their bank account is for, and going out and wasting it.

As well, there has been an extensive rise in arrears. All the pilot schemes have seen a rise in the costs of getting the rent from the householders. Some schemes have had to double staffing costs as numerous householders have been reluctant to pay by direct debit. Nearly 90% of householders do not pay by direct debit, and direct debits are not a good way of paying if you are on an extremely low income.

If a direct debit is due and there is no money in the bank, it can cost £30-£40 as a penalty.

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Government ministers have talked a lot about the importance of transparency and openness in the way the state operates. So it’s not surprising and disappointing that on an issue that affects the lives of hundreds of thousands of the poorest and most vulnerable people in Britain they are being so secretive. I am talking about the schemes to drive social housing tenants to pay their own rent, rather than housing benefit going right to the proprietors, a key part of the government’s flagship welfare reformations.

The alterations that are expected to come in next year, with all benefits rolled into one universal credit (UC) paid straight to the recipient. The government wants claimants to take responsibility for their budgetary figures. However, the schemes are proving far from simple to introduce. Since July, the Department of Work and Pensions has been trying out the modifications in six areas. These pilots, portrayed as demonstration projects by the DWP are covered in seclusion.

Participators have had to agree not to disclose any of the outcomes without direct departmental consent. A website which strives to identify possible problems with the reformations, the Housing Benefit Direct Payments Network is solely obtainable to people vetted by Whitehall. Columnists are not welcome.

Nevertheless, some people have accomplished to obtain admittance to the cryptic site, and it appears transparent that the government has gravely miscalculated the hurdle of getting claimants to begin paying their monthly rent. Even people deemed at low risk of failing to pay their rent on time are not managing as anticipated. Numerous social tenants have little or no skill of monthly budgetary figures. They get their benefit in cash each week, and while they are frequently extremely proficient at accomplishing to function on a low income over seven days, they may not have a bank account or access to the Internet.

It was recently explained how a single mum in a social rented neighborhood was asked if she would have a preference to give up the coin in the slot power meter and pay for her power monthly through the housing association. However, she wouldn’t because, when things got extraordinarily tight, she knew she could do one smaller wash a week and cut down on the heating to save the pound coins going into the meter. It was her way of keeping the restriction on her budget.

The department is now committed to reviewing the help accessible to householders, and there have been surprises in the way housing benefit claimants have coped with paying rent themselves, but they must evaluate the assistance evaluation matrix. The important issue for landlords is whether they will be able to consolidate the rent or not.

When the DWP was asked what sort of rent collection figures the pilots had identified, they stated that it was not about arrears but learning lessons. Well, if the rumours are true, the lesson to be learned is that roughly 20-30% of householders may well strive to pay rent on time when Universal Credit comes in, and such a consequence is a huge problem, not just for the housing providers and social landlords, but for the entire welfare reform scheme.

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It has nevertheless been realized that a the few housing benefit recipients may at no time be able to manage their financial affairs, and there is a system for some householders to have their housing benefits taken straight from Universal Credit and paid straight to the landlord in the old way. However, the government doesn’t want this to be exceeding 10% of the total. Very much the exception rather than the rule.

There will without doubt be further cost and complexity in such a trial, and the whole welfare reform package deal is constructed upon simplicity and cost saving, and the Department of Work and Pensions is to introduce a scheme called switchback, where householders whose arrears have reached a certain level will have their housing benefit paid straight to the landlord while they receive help for organising their financial affairs, but as soon as the arrears are paid off, they seemingly go back on the Universal Credit project.

The difficulty is that this concept poses as many questions as answers because it is not understood how many weeks of arrears there will be, and what will trigger for switchback. Too few and it will capture a wide number of householders, too many and the debts will be much more laborious to repay. How will their IT system cope with people moving on and off Universal Credit because there are already concerns that the IT database is not going to be able to cope with the complexity that is required?

Will landlords survive if their income stream is disrupted by the welfare changes, as it is already understood some housing providers are already reining back on home improvement and maintenance programmes to create a financial cushion, others may well go under.

Time is required for a decent evaluation of the pilots which the Government is running on direct payments to householders, which should be followed by a phased implementation of direct payments, after which suitable safety net methods need to be put in place for defenseless people that has been developed and examined before being put into practice.

The question is, how are some of Britain’s most impoverished people going to cope with the welfare reform, it’s a significant inquiry, and it’s critical there is a knowledgeable public argumentation about the difficulties and the dangers of the reformation, or is this government setting people up to fail by intention. Once there is an infinite hodgepodge in the scheme, what will the government do, offer vouchers claiming that this is the only approach, and they will get the backing for it because of the job they have done in dividing and ruling people.

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